About Upstart

At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.

As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.

We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you.

If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you.

The Team:

Upstart’s Corporate FP&A team is seeking a strategic and execution-focused Finance Manager to support company-wide financial reporting consolidation, support executive revenue forecasting reviews, and partner with G&A and Tech leadership. This role is central to improving financial visibility, strengthening forecasting rigor, and delivering actionable insights to executive leadership. This role offers strong exposure to executive leadership and the opportunity to influence key business decisions through high-quality financial analysis and reporting.

As a Corporate FP&A Manager at Upstart, you will help drive financial visibility across company performance, unit economics, and cost optimization. You will partner closely with Business FP&A, Accounting, Investor Relations, and G&A leadership to provide transparency into business performance. This role requires a strong balance of strategic thinking and operational execution, with a focus on improving forecasting accuracy, enabling data-driven decision-making, and building scalable financial processes and infrastructure.

How you’ll make an impact

• • Weekly Revenue Consolidation & Reporting: Support the end-to-end weekly revenue and contribution consolidation process across the company, including data validation, variance analysis, and executive reporting; Lead preparation and delivery of executive-facing weekly revenue review materials in partnership with Business FP&A; Align with Business FP&A teams on forecasting methodologies, assumptions, and outputs; Analyze key drivers of revenue and contribution profit, delivering actionable insights; Continuously improve forecast accuracy, data quality, and process efficiency
  • Budgeting and Forecasting: Drive annual budgeting and quarterly forecasting processes for G&A functions; Support enterprise-wide planning cycles and ensure cross-functional alignment; Enhance forecasting frameworks, tools, and governance for scalability and efficiency
  • Monthly Financial Review: Support the enterprise-wide monthly close and financial review process; Oversee the month-end financial close and review process for the G&A functions; Ensure accuracy and integrity of financial results (actuals vs. forecast vs. budget); Deliver variance analysis and performance insights to G&A leadership; Provide proactive financial guidance to support decision-making
  • Cross-Functional Collaboration: Serve as the primary finance partner to various functional leadership (e.g., xx, xx ,xx ), owning budgeting, forecasting, and performance analysis. Provide proactive insights on cost optimization, headcount planning, and investment trade-offs.
  • Reporting and Dashboarding: Design and enhance financial reports and dashboards for executive audiences; Translate complex data into clear, concise, and visually compelling insights; Elevate reporting from data-heavy outputs to narrative-driven decision support; Conduct ad hoc analyses to support strategic initiatives

Minimum Qualifications

• BS/MS in Finance, Economics, Computer Science, Statistics, or related field (or equivalent experience).
• 7+ years of relevant experience in FP&A, Accounting, Investment Banking, or Corporate Finance.
• Advanced proficiency in Excel/Google Sheets; adept at handling large datasets.
• Strategic thinker with strong analytical and problem-solving skills.
• Clear and effective communication skills
• Highly organized, able to manage multiple priorities under tight deadlines.
• Adaptable, independent, and effective in fast-paced environments.
• Combines strategic mindset with strong execution discipline
• Self-starter with strong attention to detail and execution focus

Preferred Qualifications

• Experience with NetSuite and FP&A tools such as Adaptive Planning.
• Proficiency with business intelligence and reporting tools (e.g., Looker, Tableau, Mode).
• Familiarity with advanced analytics tools such as SQL, Python, or R.
• Prior experience in the consumer marketplace lending or fintech industry.

What Success Looks Like

• Accurate and timely financial reporting and forecasts
• Clear, actionable insights that support team and leadership decisions
• Strong collaboration with cross-functional partners
• Continuous improvement in reporting processes and data quality

Position location This role is available in the following locations: Remote

Time zone requirements The team operates on the East/West coast time zones. [Only use this section if there are specific time zone requirements that this role must work in; if the role is remote-US or can work in any timezone in the US, please remove this section.

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

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