Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
About the Finance team
The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.
1. Technical Accounting Policy
Research and Interpretation
- Lead technical research on new and complex U.S. GAAP (FASB) accounting standards, ensuring timely adoption and accurate documentation of the company's position.
- Analyze and interpret accounting and regulatory reporting requirements for key domestic and international subsidiaries.
- Draft and finalize technical accounting memos to support complex transaction analysis and policy conclusions.
Guidance and Consultation
- Serve as the primary technical resource for complex or non-routine transactions within designated areas of scope (e.g., M&A, debt/equity offerings), including SEC reporting implications.
- Advise business units and functional teams on the practical accounting impacts of new corporate policies and strategic initiatives.
- Drive the design and implementation of scalable accounting and reporting processes related to policy application.
Policy Development and Governance
- Manage the full lifecycle of accounting policies within designated areas of scope, ensuring documentation is clear, current, and consistently applied.
- Proactively identify and resolve accounting policy gaps stemming from business changes and evolving US GAAP/SEC/regulatory reporting mandates. Advise business and accounting stakeholders on impacts and work collaboratively to draft new, or revise existing, accounting policies.
- Ensure governance and tracking for all subsidiary-specific policy variations and exceptions.
2. Financial Reporting
- SEC Reporting: Manage and execute the timely and accurate preparation and filing of external financial reports with the Securities and Exchange Commission (SEC), including Forms 10-K, 10-Q, 8-K, and proxy statements.
- Regulatory and Compliance Reporting: Manage and execute the preparation of financial statements and other financial reports to meet statutory, regulatory and compliance reporting requirements.
- Disclosure Controls: Manage and execute the preparation of detailed financial statements and footnotes, ensuring accuracy and compliance with all disclosure requirements.
- Internal Controls (SOX): Ensure the effective design and operation of internal controls over financial reporting (SOX 404) for the external reporting process, footnotes, and complex technical accounting areas.
- Audit Management: Support internal and external audits on technical accounting matters and financial statement reviews.
- Board and Audit Committee Communication: Assist with preparing materials for the Audit Committee and Board of Directors on significant accounting policy matters, reporting updates, and emerging risks.
3. Leadership and Development
- Project Management: Lead accounting policy and reporting projects and workstreams. This includes reviewing analyses and deliverables and mentoring a high-performing team of accounting professionals focused on policy and external reporting.
- Cross-Functional Alignment: Drive process improvements and maintain strong collaboration with various departments to streamline data collection and reporting processes.
- 8-10 years of progressive accounting experience, including Big 4 Audit and direct SEC reporting and technical accounting research experience at a publicly traded company.
- Active CPA, CA, or equivalent required.
- Deep, current, and comprehensive expertise in U.S. GAAP and SEC reporting rules and regulations (Forms 10-K, 10-Q, Reg S-X/S-K).
- Technical accounting experience in one or more of the following areas: loan accounting, securitization, transfers & servicing, consolidation, revenue recognition combined with relevant industry / business knowledge.
- Proven process for performing complex technical research and analysis from problem definition through to the final impact on financial statements and disclosures.
- Experience with financial reporting systems (e.g., Workiva) is preferred.
- Strong analytical, communication (written and verbal), and interpersonal skills, with the ability to clearly articulate complex accounting concepts, write high-quality technical memos, and present to senior/executive leadership and auditors.
- Excellent project management skills and a proven ability to manage tight reporting deadlines and complex processes.
- A self-starter with initiative, curiosity, and a desire to streamline processes and drive continuous improvement.
- Trust in and commitment to Affirm's vision, mission, and values.
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000
USA base pay range (all other U.S. states) per year: $164,000 - $224,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
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